RothIRAHub maintains rigorous editorial standards to ensure every article is accurate, complete, and current. This page details how the Curator sources material, fact-checks, routes pillar articles through external technical review, and handles corrections.
Primary Sources: The Foundation of Accuracy
All content is curated from official government publications and statutory materials:
- IRS Publication 590-A: Contributions to Individual Retirement Arrangements (IRAs)
- IRS Publication 590-B: Distributions from Individual Retirement Arrangements (IRAs)
- Internal Revenue Code Section 408A: Roth IRA statutory rules
- Treasury Regulations: Official IRS interpretation of the tax code
- IRS Guidance Documents: Revenue Rulings, Private Letter Rulings, and other official guidance
We do not rely on secondary sources, interpretations from other websites, or speculation about what the rules might mean. If you see a citation to an IRS publication or regulation on RothIRAHub, the Curator has read and verified it against the primary source.
Fact-Checking Process
Every article goes through several checks before publication:
Initial research: The Curator gathers primary source materials — IRS publications, Internal Revenue Code sections, Treasury regulations, and IRS notices — and drafts the article against those sources.
Source cross-check: Every numerical claim, eligibility threshold, and rule citation is cross-checked against the original IRS document before publication. Secondary sources (blog posts, other websites, AI outputs) are not accepted as authority.
Clarity pass: The article is re-read for readability and to confirm that complex concepts aren’t oversimplified into statements that are clear but wrong.
Currency check: Before publication, all rules, thresholds, and limits are verified against the tax year being discussed, including any recent IRS notices or SECURE 2.0 provisions that may have taken effect.
Technical review by credentialed professionals
In addition to the internal checks above, pillar articles are being enrolled in a paid technical review program with credentialed tax professionals — Certified Public Accountants (CPA), Enrolled Agents (EA), or tax attorneys. The reviewer reads the article against IRS primary sources and signs off in writing if they’re satisfied that the tax-technical content is accurate as of the review date.
After sign-off, the reviewer’s name, firm, and credentials are published on the article and on the reviewer page. Articles that haven’t yet completed technical review don’t display a reviewer — we don’t claim review that hasn’t happened.
See the Technical Review Program page for how the program works and its current status.
Updates, Clarifications and Corrections
Tax rules evolve. Updating an article for new information is not the same as repairing an error. We identify both the reason for a change and how much it matters to readers.
| Label | What it means |
|---|---|
| Update | New law, guidance, data or another development adds to or changes an explanation that was accurate for its stated date and scope. |
| Clarification | We make accurate wording easier to understand, without repairing a materially misleading statement. |
| Correction | A statement was wrong, legally misleading or materially incomplete under the sources applicable at the time. |
| Routine maintenance | A harmless typo, formatting fix or link repair does not change the underlying fact or interpretation. |
New to us does not mean newly issued. We check when a source was published and when its rule took effect. A missed older rule cannot be relabeled as a new development. If an authority revises its own guidance, we explain that revision and its effect. If a release contains both an update and an error repair, we label them separately.
What Our Dates Mean
The original publication date stays with the article. Updated changes when we publish a meaningful content change, not simply because we fix a typo, refresh a link or check one source. Source publication dates, effective dates and the period covered by research are identified separately where they matter.
A narrow section check is not a new review of the whole article. An external expert’s review date refers only to work that person actually completed. We do not imply that later additions received the same sign-off.
Maintenance and Review
We review indexed amounts when official figures are released and prioritize affected explanations when legislation or guidance changes. We verify consequential reports promptly; research, clarification from a source or additional review may take longer. We do not promise that every new development will appear immediately.
Articles show their actual review status: a named external expert with credentials and review date when completed, editorial content awaiting review, or editorial reference content. On a previously reviewed article, substantive new analysis needs additional review of the affected material. While that is pending, the article identifies editorial changes since the prior review; a material rewrite needs a new full review before we claim one.
We preserve earlier reviewer names, dates and scope. Routine editorial maintenance does not create a new expert-review date, and factual figure changes still need primary-source checks.
Where to Find the Change History
Meaningful updates, clarifications and corrections belong in one dated Corrections and updates history on the affected article. Significant corrections also retain a compact summary near Updated for at least 12 months after the latest significant correction. An ordinary update does not remove that summary or restart its correction-notice clock. Earlier dated explanations remain permanently available.
The public changelog summarizes substantive releases. The corrections log records actual errors, not routine annual increases or new proposals. Minor factual corrections are logged without a prominent article notice. Cosmetic maintenance is retained in our revision records without suggesting a fresh factual review.
Corrections and updates
Update · September 20, 2026: Standardized the labels for new information, clarifications, factual corrections and routine maintenance; clarified publication and review dates and retained the existing permanent correction-history requirements.
Education vs. Advice: Important Legal Distinction
This site is educational, not advisory. We explain how rules work. We don't tell you what to do with your money. This distinction matters legally and practically.
We might say: "The pro-rata rule applies to backdoor Roth conversions if you have traditional IRA balances. Here's how it works..." (educational)
We won't say: "You should do a backdoor Roth conversion because it will save you taxes." (advisory)
Educational content explains rules and principles. Advisory content tells you to take specific action based on your personal situation. Only a tax professional who knows your complete financial picture should provide advice. RothIRAHub — and the Curator behind it — publishes education, not advice.
Correction Policy: How We Handle Errors
If you spot an error, please report it immediately through our contact page. When we receive a correction report:
- Verification: We verify the reported error against primary sources. If we can confirm the error is accurate, we proceed with correction.
- Fix and re-cite: The correction is drafted and cross-checked against the relevant IRS primary source. If the affected article has a named technical reviewer, the fix is sent back to them for confirmation before it’s published.
- Implementation: We update the article and record the correction. Significant errors get one compact, neutral summary near the updated date rather than a stack of banners.
- Transparency: That summary remains visible for at least 12 months after the most recent significant correction. It links to a single expandable “Corrections and updates” section at the end of the article, where dated explanations remain permanently available. Earlier entries are preserved when notices are consolidated. Full standards and the permanent public record are in our correction policy and log.
Types of Content We Cover
RothIRAHub focuses exclusively on Roth IRA rules as established by the IRS. We cover:
- Contribution rules and eligibility
- Withdrawal rules and distributions
- Conversion rules and strategies
- Inherited Roth IRA rules
- Rollovers and 401(k) conversions
- Interactions with Social Security, Medicare, and ACA
We do not cover:
- Investment advice (which funds to buy)
- Tax advice (whether you should do X for your situation)
- Financial planning (how much you should save)
- Recommendations for specific brokerages or products
Contact Information for Errors and Feedback
If you've found an error, have editorial feedback, or want to suggest a new topic, please contact us. We read and respond to all substantive feedback.